Bridge Loans

IE Lending

With our commercial real estate bridge loans, you quickly get the capital you need to take advantage of lucrative opportunities. When it comes to bridge loan lending, Florida businesses and those around the nation choose IE Lending for quick, reliable and flexible funding.

Loan Size: $100,000 – $25,000,000 Lower loan amount are subject to the higher end of the
Interest rates.
Term: 6 months-3 Years
Lending Area: Nationwide
Interest Rates: 8%-12% Fixed
4.50% + LIBOR –Floating rate ($2MM+)
Loan to Value: Up to 75% on income producing properties, up to 70% of cost for remodeling or completion of construction. Special use properties on a case by case basis.

Stated Program

IE Lending

No Personal Tax Returns or Corporate Tax Returns Required

Loan Amounts $100,000 to $5,000,000
Loan Purpose Purchase
Refinance (rate/term & cash-out)
Property Types office, retail, warehouse, self-storage, automotive services
Debt Coverage Ratio 1.25
LTV 70%
Fixed Period 3 & 8 year options
Minimum FICO 620 Middle Score
Pricing Rates starting as low as 6.49% with buy down options
Term 30 year fully amortizing / 30 year loan no balloons or call backs
Prepayment Penalty Equal to the fixed period
Simple loan documents
No loan committees
Common sense underwriting
Brokers Welcomed!
Permanent financing, NO balloons
Quick Closings – 20-45 days!

Bankable-Conventional Loan

IE Lending
Loan Amounts $750,000 to $50,000,000
Loan Terms 5, 7 and 10 Year
Asset Types Office, retail, industrial, multifamily, hotel, mobile home parks, special use and other asset classes to be considered on a deal-by-deal basis
Security First mortgage
Borrower Entity Single purpose entity
Loan-to-Value Up to 75% LTV
DSCR Requirement 1.25x on underwritten net cash flow (1.35x for hotel and other special
purpose assets)
Amortization Typically 30 year amortization
Interest Rate Competitive swap based pricing
Exit Fee None
Prepayment Declining Pre-Pay
Recourse Non-recourse is available to Key Principals except for customary
bad boy carve-outs